As the Consumer Data Right (CDR) becomes fully operational, supporting CDR is not optional for wallet apps. Open banking compliance endpoints must handle: - Explicit and revocable consent management - Data minimization enforcement - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native https://campbellz839zaa6.iamthewiki.com/user